:root{--ink:#142c35;--muted:#50636a;--paper:#fbfaf6;--white:#fff;--line:#d8e0dd;--teal:#165d60;--orange:#f7ac56;--deep:#102b34;--radius:10px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.75;font-size:17px}a{color:var(--teal);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,summary{font:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #a34d09;outline-offset:5px}img{display:block;max-width:100%;height:auto}h1,h2,h3{line-height:1.14;letter-spacing:-.035em}h1{font-size:clamp(2.6rem,5.1vw,4.7rem);margin:.35em 0}h2{font-size:clamp(1.8rem,3vw,2.6rem);margin:0 0 22px}h3{font-size:1.3rem}p{margin:0 0 1.2em}.wrap{width:min(var(--max),calc(100% - 48px));margin:auto}.skip{position:fixed;top:-100px;background:white;padding:15px;z-index:100}.skip:focus{top:10px}.topbar{background:var(--deep);color:white;font-size:13px;padding:8px 0}.topbar .wrap{display:flex;justify-content:space-between;gap:15px}.topbar a{color:white}.dot{display:inline-block;background:var(--orange);width:7px;height:7px;border-radius:50%;margin-right:8px}header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:92px}.brand img{width:220px;height:54px}.nav{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:700}.nav>a{text-decoration:none;color:var(--ink)}.nav details{position:relative}.nav summary{cursor:pointer;list-style:none}.nav summary::-webkit-details-marker{display:none}.nav summary:after{content:'⌄';margin-left:7px}.dropdown{display:none;position:absolute;top:100%;left:-18px;max-height:65vh;overflow:auto;background:#fff;box-shadow:0 16px 40px #102b3426;border:1px solid var(--line);padding:16px;min-width:280px;border-radius:var(--radius)}.nav details[open]>.dropdown{display:grid;gap:3px}.dropdown a{font-size:14px;padding:8px 10px;text-decoration:none;color:var(--ink);border-radius:4px}.dropdown a:hover{background:#edf3ef}.call,.button{background:var(--orange);color:var(--deep);padding:13px 20px;display:inline-flex;align-items:center;justify-content:center;gap:10px;font-size:15px;font-weight:700;line-height:1.5;border-radius:5px;text-decoration:none;border:1px solid transparent}.button:hover,.call:hover{background:#f8bc78}.button.secondary{background:transparent;border-color:#627b81;color:inherit}.mobile-toggle{display:none;border:1px solid var(--line);border-radius:5px;background:white;padding:8px 12px}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:bold;color:var(--teal)}.hero{background:#eaf0eb;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.07fr 1fr;align-items:center;gap:48px;padding:64px 0}.hero p{max-width:580px;color:var(--muted);font-size:19px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 15px}.hero small{color:var(--muted)}.hero-photo{position:relative}.hero-photo img{width:100%;height:540px;object-fit:cover;border-radius:140px 8px 8px 8px}.photo-note{font-size:11px!important;margin:7px 0 0!important;color:var(--muted)}.hero-label{position:absolute;bottom:42px;left:-25px;background:var(--deep);color:white;padding:19px 24px;border-radius:6px;box-shadow:0 6px 20px #102b3426}.hero-label strong{font-size:28px;line-height:1}.hero-label span{display:block;font-size:12px;letter-spacing:.08em}.trust-strip{border-bottom:1px solid var(--line);background:white}.trust-strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);padding:20px 0;gap:20px;font-size:13px;font-weight:700}.trust-strip span{border-right:1px solid var(--line)}.trust-strip span:last-child{border:0}.intro-heading{padding:65px 0 35px;max-width:830px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-bottom:60px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.card img{width:100%;height:205px;object-fit:cover}.card-body{padding:24px}.card h3{margin:0 0 12px}.card p{font-size:15px;color:var(--muted)}.card a{font-size:14px;font-weight:700}.content-layout{display:grid;grid-template-columns:minmax(0,810px) 270px;gap:70px;padding:55px 0 70px}.article section{margin-bottom:55px}.article p{max-width:76ch}.article li{padding-left:4px;margin-bottom:10px}.article ul,.article ol{padding-left:25px}.article h2{font-size:clamp(1.7rem,2.5vw,2.25rem)}.aside{position:sticky;top:120px;align-self:start}.aside-box{background:#eaf0eb;border-radius:var(--radius);padding:25px;margin-bottom:22px;font-size:14px}.aside-box h2{font-size:19px;letter-spacing:-.02em}.aside-box .button{width:100%;font-size:14px}.toc a{display:block;padding:7px 0;color:var(--ink);text-decoration:none;border-bottom:1px solid #d0dbd5;font-size:13px}.toc a:hover{text-decoration:underline}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:7px;margin:25px 0}table{border-collapse:collapse;width:100%;font-size:14px;line-height:1.6;min-width:500px}th,td{text-align:left;padding:16px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--deep);color:white}tr:nth-child(even){background:#eef3ef}tr:last-child td{border:0}.inline-image{margin:34px 0}.inline-image img{width:100%;height:360px;object-fit:cover;border-radius:9px}.inline-image figcaption{font-size:12px;color:var(--muted);margin-top:7px}.infographic{margin:30px 0}.infographic img{width:100%;height:auto;border:1px solid var(--line);border-radius:10px}.faq{margin-top:60px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-weight:700;cursor:pointer;padding-right:20px}.faq p{padding-top:15px;color:var(--muted)}.final-cta{background:var(--deep);color:white;padding:65px 0}.final-cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px}.final-cta h2{margin-bottom:12px}.final-cta p{color:#c7d8da;margin:0;max-width:640px}.breadcrumb{font-size:12px;padding-top:28px;color:var(--muted)}.breadcrumb a{color:var(--muted)}.page-hero{background:#eaf0eb;padding-bottom:40px}.page-hero .hero-grid{padding:25px 0 10px}.page-hero h1{font-size:clamp(2.4rem,4.3vw,3.8rem)}.page-hero .hero-photo img{height:360px;border-radius:60px 8px 8px 8px}.safety{background:#fff2e1;border-left:4px solid #bd650d;padding:20px 24px;margin:28px 0;font-size:14px}.foot{padding:55px 0 30px;background:#e9eeea;font-size:14px}.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:50px}.foot h2{font-size:16px;letter-spacing:0}.foot a{color:var(--ink)}.foot ul{list-style:none;padding:0}.foot li{margin:8px 0}.foot .brand img{margin-bottom:20px}.copyright{font-size:12px;border-top:1px solid #c8d4cb;margin-top:30px;padding-top:20px;display:flex;justify-content:space-between;gap:20px}.mobile-call{display:none}.directory{padding:60px 0}.directory .cards{grid-template-columns:repeat(3,1fr)}.directory-intro{max-width:750px;margin-bottom:35px}.content-label{font-size:12px;letter-spacing:.13em;text-transform:uppercase;color:var(--teal);font-weight:bold}.inline-link{font-weight:700}.utility-info{padding:20px;background:#edf3ef;border-radius:5px}.reading-time{font-size:13px;color:var(--muted)}
@media(max-width:1100px){.nav{gap:14px}.header-inner{gap:15px}.header-inner>.call{display:none}.content-layout{gap:35px;grid-template-columns:minmax(0,1fr) 250px}.hero-grid{gap:30px}.brand img{width:200px}.hero-photo img{height:480px}}
@media(max-width:800px){body{font-size:16px}.wrap{width:calc(100% - 36px)}.topbar .wrap span:last-child{display:none}.header-inner{min-height:78px;flex-wrap:wrap}.mobile-toggle{display:block}.nav{display:none;width:100%;align-items:stretch;padding:5px 0 20px;gap:0}.nav.is-open{display:flex;flex-direction:column}.nav>a,.nav summary{padding:12px 0;display:block}.dropdown{position:static;box-shadow:none;min-width:0;max-height:240px;margin-bottom:10px}.nav details:hover:not([open])>.dropdown{display:none}.nav details[open]>.dropdown{display:grid}.hero-grid,.page-hero .hero-grid{grid-template-columns:1fr;padding:35px 0;gap:30px}.hero h1{font-size:42px}.hero p{font-size:17px}.hero-photo img{height:350px;border-radius:65px 8px 8px 8px}.hero-label{left:15px;bottom:40px}.trust-strip .wrap{grid-template-columns:1fr 1fr;font-size:12px;gap:12px}.trust-strip span{border:0}.cards,.directory .cards{grid-template-columns:1fr 1fr}.content-layout{display:block;padding-top:35px}.aside{position:static;margin-top:35px}.aside .toc{display:none}.article section{margin-bottom:40px}.intro-heading{padding-top:40px}.final-cta .wrap{display:block}.final-cta .button{margin-top:25px}.footer-grid{grid-template-columns:1fr;gap:25px}.copyright{display:block}.mobile-call{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:25;background:var(--orange);color:var(--deep);justify-content:center;text-decoration:none;font-weight:bold;padding:15px;box-shadow:0 -3px 15px #102b3420}.foot{padding-bottom:90px}.page-hero .hero-photo img{height:280px}.inline-image img{height:270px}}
@media(max-width:480px){.cards,.directory .cards{grid-template-columns:1fr}.hero h1{font-size:37px}.hero-actions .button{width:100%}.hero-photo img{height:310px}h2{font-size:28px}.brand img{width:194px}.topbar{font-size:12px}.hero-grid{gap:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{header,.topbar,.aside,.mobile-call,.final-cta,.nav{display:none}.content-layout{display:block}.hero-grid{display:block}.hero-photo{display:none}body{background:white;font-size:11pt}a{color:inherit}.article section{break-inside:avoid}}
/* Revision 2: navy and amber editorial service identity. */
:root{--ink:#102d42;--muted:#4e6473;--paper:#fff;--line:#dbe4e9;--teal:#185674;--orange:#f6ab50;--deep:#0b2639;--radius:12px;--max:1280px}body{line-height:1.8;background:#fff}h1,h2,h3{font-weight:800}header{box-shadow:0 3px 20px #102f4508}.header-inner{min-height:104px}.brand img{width:255px;height:auto}.header-inner>.call{padding:12px 18px;background:#102f45;color:white;border-radius:12px;box-shadow:0 6px 16px #102f4514;font-size:18px;line-height:1.25}.call>span:first-child{font-size:25px}.call small{display:block;font-weight:400;font-size:11px;color:#c4d9e5;margin-top:4px}.nav{gap:23px;font-size:14px}.topbar{background:#092437;color:#d1e5ed;padding:7px 0}.topbar a{color:#d1e5ed}.button{padding:18px 25px;border-radius:9px;font-size:16px;font-weight:800;box-shadow:0 6px 18px #0a253b0a}.hero{background:#123248;color:#fff}.hero-grid{display:grid;grid-template-columns:54% 46%;padding:0;gap:0;align-items:stretch;min-height:640px}.hero-copy{padding:65px 44px 55px max(24px,calc((100vw - 1280px)/2));align-self:center}.hero .eyebrow{color:#ffbc71;font-size:12px;letter-spacing:.14em;margin-bottom:25px}.hero h1{font-size:clamp(44px,4.9vw,76px);line-height:1.07;letter-spacing:-.045em;margin:0 0 30px;max-width:720px}.hero h1 span{color:#ffbf77}.hero .hero-intro{font-size:18px;line-height:1.8;color:#e1eaf0;max-width:610px;margin-bottom:30px}.hero-actions{gap:13px;margin:0 0 30px}.hero .button.secondary{color:white;border:2px solid #9bb6c6;padding:16px 23px;background:transparent;box-shadow:none}.hero .button.secondary:hover{background:#ffffff0d}.hero-photo{position:relative;min-width:0;overflow:hidden;min-height:100%}.hero-photo img{border-radius:0;width:100%;height:100%;object-fit:cover;position:absolute;inset:0;object-position:center}.photo-disclosure{position:absolute;bottom:12px;right:12px;background:#082539d9;color:#fff;padding:4px 9px;font-size:10px;border-radius:4px}.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px;font-size:12px;color:#d8e8ef;font-weight:700}.hero-points span:before{content:'◆';font-size:10px;color:#83bdcd;margin-right:8px}.inner-hero .hero-grid{min-height:480px}.inner-hero h1{font-size:clamp(37px,3.7vw,58px)}.inner-hero .hero-copy{padding-top:30px;padding-bottom:45px}.breadcrumb{padding:0 0 24px;color:#c7dce7;font-size:11px}.breadcrumb a{color:#c7dce7}.trust-strip{background:#f3f6f8}.trust-strip .wrap{font-size:12px;color:#234459;padding:18px 0;align-items:center}.trust-strip span{border:0}.trust-strip a{text-decoration:none;font-weight:700}.intro-heading{padding:65px 0 28px}.intro-heading h2{font-size:38px}.cards{gap:25px}.card{border:1px solid #dce5ea;box-shadow:0 10px 26px #102f4508;border-radius:13px}.card-body{padding:28px}.card h3{font-size:21px;line-height:1.3}.card h3 a{text-decoration:none}.card img{height:220px}.card p{font-size:14px}.content-layout{grid-template-columns:minmax(0,885px) 280px;gap:65px;padding-top:60px}.article section{margin-bottom:62px}.article h2{font-size:clamp(27px,2.7vw,37px);line-height:1.2;margin-bottom:23px;max-width:820px;letter-spacing:-.035em}.article h3{font-size:22px;line-height:1.3;margin-top:30px}.article p{color:#344e60;max-width:80ch}.article a{color:#145573;font-weight:600;text-decoration-color:#93b9c8}.article ul{list-style:none;padding-left:0}.article ul li{position:relative;padding-left:27px}.article ul li:before{content:'✓';position:absolute;left:0;color:#215e79;font-weight:bold}.article ol{counter-reset:steps;list-style:none;padding:0;display:grid;gap:12px}.article ol li{counter-increment:steps;position:relative;padding:16px 20px 16px 65px;margin:0;background:#f3f7fa;border-radius:8px;border:1px solid #e0e8ed}.article ol li:before{content:counter(steps,decimal-leading-zero);position:absolute;left:17px;top:16px;color:#976021;font-size:18px;font-weight:800}.aside-box{background:#f2f6f9;border:1px solid #dce5eb;padding:26px;border-radius:12px}.aside-box .eyebrow{color:#98520c}.aside-box h2{font-size:23px}.aside-box .button{padding:14px 12px}.toc{max-height:calc(100vh - 350px);overflow-y:auto}.toc a{font-size:12px;line-height:1.6;padding:10px 0;border-color:#d3dfe6}.table-block{margin:30px 0 35px;border:1px solid #d4e1e9;border-radius:13px;box-shadow:0 9px 26px #102f4508;overflow:hidden}.table-label{padding:14px 22px;background:#edf4f8;display:flex;align-items:center;justify-content:space-between;gap:18px;border-bottom:1px solid #d6e3eb}.table-label strong{font-size:12px;color:#31556d;text-transform:uppercase;letter-spacing:.1em}.table-label span{font-size:11px;color:#4f6c7d}.table-wrap{border:0;margin:0;border-radius:0}table{min-width:610px;font-size:14px;line-height:1.65;table-layout:auto}table caption{text-align:left;background:white;font-size:13px;color:#4e6473;padding:17px 22px;border-bottom:1px solid #e0e8ed}th,td{padding:21px 22px;border-bottom:1px solid #dce7ee}thead th{background:#14374e;color:#fff;font-size:12px;text-transform:uppercase;letter-spacing:.045em;line-height:1.5}tbody th{background:transparent;color:#163b53;font-size:14px;font-weight:700;width:27%}tbody tr:nth-child(even){background:#f2f6f9}tbody tr:nth-child(odd){background:#fff}tbody tr:hover{background:#eaf3f8}tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}.table-note{padding:12px 22px;background:#f6f9fb;color:#5a7180;font-size:11px;margin:0;border-top:1px solid #e0e8ed}.infographic{margin:40px 0 50px}.infographic img{border:0;width:100%;border-radius:13px}.infographic figcaption{font-size:12px;color:#56717f;line-height:1.65;padding-top:10px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.faq{padding-top:8px}.faq details{border:1px solid #dce6ed;border-radius:9px;margin-bottom:12px;padding:21px 24px;background:#f8fafc}.faq summary{font-size:16px;line-height:1.6;list-style:none;position:relative;padding-right:30px}.faq summary:after{content:'+';position:absolute;right:0;font-size:22px;color:#386078;top:-3px}.faq details[open] summary:after{content:'−'}.faq summary::-webkit-details-marker{display:none}.faq details p{font-size:15px;margin-bottom:0}.final-cta{background:#0e2d43}.final-cta .eyebrow{margin-bottom:16px}.final-cta h2{font-size:38px}.foot{background:#f1f5f8}.copyright{border-color:#d7e1e8}.mobile-call{background:var(--orange)}.inline-image img{border-radius:12px;height:390px}.content-label{color:#99601e}.safety{background:#fff5e7;border-radius:0 9px 9px 0}
@media(max-width:1200px){.brand img{width:225px}.header-inner{gap:20px}.nav{gap:15px}.hero-copy{padding-right:30px}.hero h1{font-size:62px}.content-layout{gap:40px;grid-template-columns:minmax(0,1fr) 260px}.header-inner>.call{font-size:15px;padding:11px 13px}}
@media(max-width:1000px) and (min-width:801px){.header-inner>.call{display:none}.hero-grid{min-height:560px}.hero h1{font-size:53px}.hero-actions{display:grid}.hero .button{justify-self:start}.hero-copy{padding-top:40px;padding-bottom:40px}.hero .hero-intro{font-size:16px}.hero-points{gap:8px}.nav{gap:19px}}
@media(max-width:800px){.header-inner{min-height:86px}.brand img{width:225px}.hero-grid,.inner-hero .hero-grid{grid-template-columns:1fr;min-height:0;padding:0;gap:0}.hero-copy,.inner-hero .hero-copy{padding:35px 22px 38px}.hero h1,.inner-hero h1{font-size:43px;line-height:1.1;max-width:650px;margin-bottom:22px}.hero .eyebrow{font-size:10px;line-height:1.7;letter-spacing:.1em;margin-bottom:18px}.hero .hero-intro{font-size:16px;line-height:1.8;margin-bottom:25px}.hero-actions{margin-bottom:25px}.hero .button{padding:16px 20px;font-size:15px}.hero .button.secondary{padding:14px 18px}.hero-photo{height:320px;min-height:0}.hero-photo img{height:100%;border-radius:0}.inner-hero .hero-photo{height:260px}.hero-points{font-size:11px;gap:9px 16px}.trust-strip .wrap{grid-template-columns:1fr 1fr;font-size:11px;line-height:1.6;padding:15px 0;gap:12px}.content-layout{display:block}.intro-heading{padding-top:40px}.intro-heading h2{font-size:31px}.article h2{font-size:29px}.article section{margin-bottom:45px}.article p{line-height:1.85}.table-label{padding:13px 16px;display:block}.table-label span{display:block;margin-top:3px}.table-label strong{font-size:11px}th,td{padding:17px 18px}.table-note{padding:12px 16px}.infographic{margin:30px 0 40px}.inline-image img{height:280px}.final-cta h2{font-size:31px}.breadcrumb{font-size:10px;padding-bottom:20px}.aside .toc{display:none}}
@media(max-width:480px){.hero h1,.inner-hero h1{font-size:39px}.hero-actions{display:grid;gap:12px}.hero-actions .button{width:100%}.hero-photo{height:285px}.hero-copy{padding-left:20px;padding-right:20px}.hero-points{gap:8px 12px;font-size:10px}.brand img{width:215px}.table-block{margin-left:-3px;margin-right:-3px}.article ol li{padding-left:58px}.final-cta{padding:45px 0}.article h2{font-size:27px}}

/* SEO release: useful navigation, mobile access and stable illustration layouts. */
.breadcrumb ol{display:flex;flex-wrap:wrap;gap:5px 8px;list-style:none;margin:0;padding:0;line-height:1.6}
.breadcrumb li{display:inline;padding:0;margin:0}
.breadcrumb li+li:before{content:"/";margin-right:8px;opacity:.65}
.breadcrumb [aria-current="page"]{max-width:100%;overflow-wrap:anywhere}
.nav a[aria-current="page"]{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:5px}
.nav .dropdown{max-width:min(360px,85vw)}
.anchor-alias{display:block;scroll-margin-top:120px}
.article-byline{font-size:14px;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:30px;color:var(--muted)}
.mobile-toc{display:none}
.reference-links{font-size:15px}
.related-services{padding:25px;background:#f2f6f9;border:1px solid var(--line);border-radius:12px}
.service-group{margin-bottom:45px;scroll-margin-top:120px}
.service-group .cards{margin-bottom:0}
.service-group h2{font-size:32px}
.skip{z-index:1000}
main:focus{outline:none}
a,summary{overflow-wrap:break-word}
@media(max-width:800px){
 .mobile-toggle{display:none}
 .nav{display:flex;flex-direction:column}
 .js .mobile-toggle{display:block}
 .js .nav{display:none}
 .js .nav.is-open{display:flex;max-height:calc(100dvh - 155px);overflow-y:auto;overscroll-behavior:contain}
 .nav>a,.nav summary,.dropdown a{min-height:44px}
 .mobile-toc{display:block;margin-bottom:25px;border:1px solid var(--line);border-radius:9px;padding:15px 18px;background:#f2f6f9}
 .mobile-toc summary{font-weight:bold;cursor:pointer}
 .mobile-toc a{display:block;padding:8px 0;font-size:14px}
 .mobile-call{padding-bottom:calc(15px + env(safe-area-inset-bottom))}
 .foot{padding-bottom:calc(100px + env(safe-area-inset-bottom))}
 .related-services{padding:20px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{.mobile-toc{display:none}.hero-copy,.inner-hero .hero-copy{color:#102d42}.hero .hero-intro,.hero .eyebrow,.hero h1 span{color:#102d42}}

@media(max-width:480px){.header-inner .brand img{max-width:calc(100vw - 140px)}}